Down Payment Assistance
Standard Down Payment Assistance Program
FHA-Based Assistance with Flexible Options
Our standard Down Payment Assistance program offers 3.5% or 5% assistance through an FHA-backed second mortgage. These funds can be used for both down payment and closing costs, making it easier for qualified borrowers to purchase a home without the heavy upfront expense.
Flexible Down Payment Assistance Program
Repayable and Forgivable Assistance for More Buyers
This program includes FHA and USDA loan options with 3.5% repayable or forgivable assistance, and a 5% repayable FHA option. It’s designed to support low-to-moderate-income individuals and families, empowering more buyers to secure affordable home financing.
Grant-Based Down Payment Assistance Program
No Repayment Required — Ever
Our grant-based Down Payment Assistance program provides non-repayable funds to help cover down payment and closing costs for eligible homebuyers. By removing repayment obligations, this option reduces financial strain and makes homeownership a reality for even more borrowers.
