Non QM Loans
Benefits Of A Non-QM Loan?
- Flexible Income Documentation
- Higher Debt-to-Income (DTI) Ratios Allowed
- Credit Flexibility
- Interest-Only Loan Options
- Real Estate Investors Can Qualify More Easily
- No Waiting Periods After Credit Events
- Custom Loan Structures
Is a Non-QM Loan Right for You?
Best for:
- Self-employed or commission-based earners
- Real estate investors
- Foreign nationals
- People with recent credit issues
- Borrowers with significant assets but low reportable income
Downsides to consider:
- Higher interest rates
- Larger down payment requirements (typically 10–30%)
- More lender-to-lender variability in guidelines and fees
Cash Flow Investor Loan
Invest Based on Cash Flow — Not Personal Income
Secure financing based solely on the cash flow generated by your investment properties. With flexible terms and no personal income verification required, this program makes it simple to fund new opportunities and grow your real estate portfolio with ease.
Business Purpose Investor Loan
Finance Properties Using Your Business Cash Flow
Tailored for real estate investors, this loan option allows you to secure financing based on your business cash flow rather than personal income. Enjoy flexible terms and a streamlined approval process designed to help you expand your business and real estate portfolio confidently.
Foreign National Investor Loan
Invest in U.S. Real Estate with Ease
Designed for foreign investors, this program provides financing for U.S. properties based on the cash flow they generate — no personal income verification required. With flexible terms and simplified qualification, it’s never been easier to grow your portfolio and capitalize on U.S. real estate opportunities.
